Valid UPI - FAQ

A @valid UPI handle is an exclusive, standardized, and verified UPI ID introduced by the Securities and Exchange Board of India (SEBI) for use by SEBI-registered intermediaries, for payments, starting October 1st, 2025. To verify a @valid handle, check for a white “thumbs-up” icon inside a green triangle on the payment confirmation screen or QR code, which visually confirms authenticity.

SEBI has made this initiative mandatory for all intermediaries to further enhance investor protection and provide investors with a secure, verified and transparent payment experience. Using @valid UPI handles for payments will ensure that your payments are always directed to verified SEBI-registered entities.

Our UPI handle for making payments is : re2pcapital.ra@validhdfc



What this means for you?

Whenever you make payments for our subscriptions using UPI, you will now see the option to pay to our @Valid UPI handle.

How to verify @Valid UPI?

Standardized Format. The handle follows a specific pattern:
  • [Username/Business Name].[Category Tag]@valid[Bank Name].
  • Username/Business Name: The intermediary’s name.
  • Category Tag: A short code for the type of intermediary, such as ra for Research Analysts, brk for brokers or mf for mutual funds.
  • @valid: A unique identifier that confirms the handle is officially verified.
  • Bank Name: The name of the bank associated with the handle.
On your payment screen, you will see a white thumbs-up icon inside a green triangle, which assures you that payment is being made to a verified SEBI-registered intermediary.

SEBI Check

SEBI Check enables investors to verify the authenticity of UPI IDs and linked bank account details, either by scanning a QR code or manually entering the UPI ID/bank account details. This will give you an additional and simple way to confirm that your payments are always directed to a genuine SEBI-registered intermediary.

You can access the SEBI Check Portal to verify intermediary details


Some more FAQ :

  1. Is it mandatory to use UPI for payment of subscription charges?

    While it is not mandatory to use UPI for making payments, SEBI strongly advises all individual investors to actively use the “@valid” UPI handles and verify payment details through SEBI Check before transferring funds.
    SEBI clarified that the @valid UPI handle is an additional payment option, not a replacement. Investors can still use NEFT, RTGS, IMPS, etc., but are encouraged to prefer @valid for added security.

  2. Whom to approach if my transaction/ payment fails with the new UPI ID?

    The secure, validated UPI ID of intermediaries will use the same banking channel as the earlier generic UPI handles. In case of any technical difficulty, investors are requested to approach their respective banks.

  3. What are the transaction limits for the new UPI id?

    UPI, being a retail product, carries transaction limits. Each bank may impose its own limits. But upper cap is set by NPCI. Currently, the maximum permissible limit for Capital market transactions is Rs 5 lakhs per day. These limits are subject to periodic review and may be revised by regulators.